Mercer County Clerk Announces Foreclosure Resources and Information

The Mercer County Clerk's office is committed to supporting residents facing foreclosure by providing valuable resources and information. As the official record keeper of all Notices of Lis Pendens in the county, the Clerk's office plays a crucial role in the foreclosure process.

A Notice of Lis Pendens is a legal document that must be filed with the court when a property owner falls behind on their mortgage payments. This notice informs the public that the property is at risk of being sold to satisfy the outstanding debt. The Mercer County Clerk's office is responsible for maintaining these notices and making them available to the public.

In addition to its role as record keeper, the Mercer County Clerk's office also provides resources and information to help individuals and families navigate the foreclosure process. These resources include:

1. Foreclosure Prevention Counseling: The Clerk's office offers free counseling services to help homeowners avoid foreclosure. These services are provided by certified housing counselors who can provide guidance on budgeting, debt management, and other financial issues that may be contributing to the homeowner's struggles.

2. Foreclosure Mediation: The Mercer County Clerk's office also offers mediation services to help homeowners resolve disputes with their lenders. These services are designed to facilitate communication between the homeowner and the lender, with the goal of finding a mutually agreeable solution that avoids foreclosure.

3. Foreclosure Workshops: The Clerk's office hosts regular workshops on foreclosure prevention and financial management. These workshops provide valuable information and resources to help homeowners better understand the foreclosure process and take steps to prevent it from happening.

4. Legal Assistance: The Mercer County Clerk's office can provide legal assistance to homeowners who are facing foreclosure. This may include referrals to attorneys who specialize in foreclosure law or information on pro se representation options.

Overall, the Mercer County Clerk's office is committed to supporting residents facing foreclosure by providing valuable resources and information. By offering counseling, mediation, workshops, and legal assistance, the Clerk's office is helping to empower individuals and families within the community to navigate the challenging process of foreclosure.